This award reflects the excellent association between CUMA and the Credit Union, with an agreement that allows OAS FCU to process and approve loans for members whose visa and residency status tend to make them unlikely loan candidates at banks. OAS FCU and CUMA have been, for years, developing analysis techniques that adapt to our Credit Union’s special membership circumstances, and the result is clear: OAS FCU has received CUMA’s award once again. It’s obvious that the staff of OAS FCU does everything possible to serve members, going above and beyond to offer products and services that banks don’t care to try. This effort to help reflects, undoubtedly, the credit union difference.
I’d like to mention that OAS FCU and CUMA’s partnership yields a complete portfolio of real estate loans available to members for properties in the United States:
- FHA secured 30 year mortgage
- 30, 20 and 15 year fixed-rate mortgages
- 30 and 15 year jumbo mortgages
- 7/1, 5/1 and 3/1 Adjustable Rate Mortgages (ARM), as well as 7 year balloon
- Jumbo 7/1, 5/1 and 3/1 ARM, and 7 year balloon loans
- Home Equity Lines of Credit
- Second Trusts
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